Peace of Mind with Therapy Animal Insurance for Professionals
You’re a professional, your insurance should be too.
Liability Insurance for Professionals
When you incorporate therapy animals into your professional practice, whether it’s in a school, clinic, or office, your insurance coverage should reflect the work you do. Through AAAIP, members have exclusive access to liability insurance specifically designed for professionals working with therapy animals in their paid roles.
This isn’t the same insurance available to volunteers through therapy animal organizations. It’s built for professionals like you, who are doing this work every day as part of your job.
This insurance program protects you and your therapy animal from specific risks while you’re at work. AAAIP offers coverage at a specially negotiated rate to professionals from Business Insurers of the Carolinas.
The general liability policy covers you against bodily injury or property damage to a third party, including clients and patients, caused by negligent acts by you or your therapy animal while engaging in animal-assisted interventions.
The policy also includes coverage for any injuries your therapy animals sustain while participating in therapy work with you as their handler. There’s an optional professional liability endorsement sublimit of $25,000 to cover errors or omissions/professional liability that comes from your work.
AAAIP Members with a Animal-Assisted Intervention Specialist Certification (C-AAIS), who have completed a AAAIP Evaluation for Professionals, are eligible to purchase insurance at the negotiated AAAIP insurance rate.
Liability Insurance in Animal-Assisted Interventions
It can be difficult to understand what kind of insurance coverage you need when working in AAI. Our team created this short video to help you understand where to look in your existing policy and whom to contact if you need more coverage.
Get Certified as an AAI Specialist
The Evaluation for Professionals is only available to AAAIP members who are Certified Animal-Assisted Intervention Specialists (C-AAIS) and are incorporating therapy or facility animals into their paid professional roles.
Schedule your Evaluation for Professionals
The Evaluation for Professionals takes place in your workplace and determines your animal’s degree of fit for your specific work environment.
Partners in AAI: The Business Insurers of the Carolinas
Meet the AAAIP insurance provider. The Business Insurers of the Carolinas has been providing property and liability insurance to pet care professionals since 1992, and specifically for therapy animal teams since 2017.
Insurance Frequently Asked Questions (FAQs)
Yes. Your therapy animal is covered under the AAAIP policy while they are “on the job” engaging in therapy work with you as their handler.
Generally, no. Most homeowners’ or renters’ insurance policies exclude anything related to business or professional services. That means if you’re working with a therapy animal in a paid or professional setting, your regular insurance likely won’t protect you, or your clients, if something happens.
No. Insurance provided by a volunteer therapy animal organization, including Pet Partners, does not cover work that you do with your therapy animal as part of your paid job.
The AAAIP policy covers bodily injury or property damage to a third party (including clients/patients) caused by negligent acts by you or your therapy animal during AAI. It also covers injuries to your therapy animal or animals that are listed on the policy while working in AAI.
AAAIP Members with an Animal-Assisted Intervention Specialist Certification (C-AAIS), who have completed an AAAIP Evaluation for Professionals, are eligible to purchase insurance at the negotiated AAAIP insurance rate through The Business Insurers of the Carolinas.
There are no breed restrictions. The following species are accepted: dogs, cats, horses, rabbits, guinea pigs, rats, birds, miniature pigs, llamas, and alpacas.